Have you ever closed a bank account, switched banks, participated in a consortium, or simply left a small amount of money behind?

You may have money in your name waiting to be claimed.

In September 2026, Brazil's Central Bank reported that the System for Receivable Values (Sistema de Valores a Receber — SVR) still had approximately R$ 5.65 billion available for individuals and companies.

So, if you have never checked — or if it has been a long time since you last checked — it is worth taking a look.

What Are Receivable Values?

The System for Receivable Values (SVR) is a service provided by Brazil's Central Bank that allows you to check whether you, your company, or even a deceased person has forgotten money held by banks and other financial institutions.

These amounts can come from different sources, including:

• Checking or savings accounts that were closed with a remaining balance;
• Funds from closed consortium groups;
• Capital shares and surplus amounts from credit unions;
• Fees or installments improperly charged in certain situations;
• Payment accounts that were closed with a remaining balance;
• Closed registration accounts held with brokers and distributors;
• Other amounts available for return by financial institutions.

Who May Have Forgotten Money?

The available money is not limited to people who currently have a bank account.

You may find money even if you:

• closed a bank account;
• switched financial institutions;
• participated in a consortium;
• had a relationship with a credit union;
• used payment services or other financial institutions.

Companies can also check the system using their corporate registration information.

How Can I Check If I Have Money to Receive?

The search is free and can be performed directly through the Central Bank's official system.

How Do I Receive the Money?

After identifying an available amount, the System for Receivable Values will show the financial institution responsible and the available options for requesting the refund.

When the option is available through the system itself, the amount may be returned via Pix, Brazil's instant payment system.

There is also an automatic request feature for individuals who meet the requirements established by the Central Bank. Once enabled, eligible new amounts may be automatically returned to a CPF-linked Pix key.

How Much Does Each Person Have to Receive?

The total of R$ 5.65 billion may sound enormous, but it is distributed among millions of individuals and companies.

According to data released by the Central Bank, beneficiaries are distributed approximately as follows:

In other words, you may have money available even if you never imagined that you had left any money behind.

What If I Have Money in Several Banks?

This is a common situation. Over the years, many people open accounts with different banks, switch credit cards, invest through different institutions, or keep accounts they rarely use.

The more spread out your money is, the harder it becomes to maintain a clear picture of your overall financial situation.

In addition to checking the System for Receivable Values, this can be a good opportunity to review where your accounts, credit cards, investments, and savings are held.

Watch Out for Forgotten Money Scams

Because the subject involves billions of reais and millions of people, scammers may try to take advantage of the interest surrounding the System for Receivable Values.

The search is free. You do not need to pay any fee to find out whether you have money to receive.

Is It Worth Checking?

Yes. The search is free, takes only a few minutes, and may reveal money you did not even remember existed.

Even if you find only a few reais, checking can be a good starting point for reviewing your financial organization.

And if you discover that your money is spread across several banks, credit cards, and investments, it may be a good time to start tracking everything in one place.